Hello and welcome to My Canadian Finances. I am a 21 year-old Canadian that, unlike the majority of individuals who blog about finances, chose to enter the workforce directly out of high school instead of pursuing a post-secondary education. I am a technician and received courses offered through my employer, which offer no credit toward an actual trade. Despite this, I have an extremely stable, well-paying and rewarding job that can lead to a pension.
At the age of 44, I will be eligible for my pension. This is quite young, but I wish to strive for more than just receiving a pension check. I enjoy money and the growth of it. This leads me to my next topic of identifying the purpose of this blog.
This blog will be about my debts, investments, savings, and mortgages (soon perhaps?). My Finances.
I will not blog about anything that I do not own or partake in. I will not analyze stocks, bonds, or investments. I am far from an expert – I will not recommend money-saving tips unless I have tried and proved them myself. I promise that I will not do any of the above, and if I do, feel free to shout and yell at me.
Now that we have gotten through what I will not blog about, let’s discuss what I will be posting on My Canadian Finances. I intend for this to be an Aide-Mémoire for the decisions I will make throughout the course of my life, as well as a place to clearly define my savings and investment strategies. It will also serve as a timeline of my finances.
Most importantly, though, I will be able to receive input and suggestions on what others think and have experienced.
I do not have the best writing skills in the world, but I will try to write in a clear and concise manner. Rest assured that if my writing seems very simplified, it is because I try to make it so. When I first started reading about finances, I got lost very quickly in all the jargon and fancy words that were being thrown around unnecessarily. If at any time anything I write is unclear, please comment.
So please, welcome to My Canadian Finances and be sure to share your story with me!