Sorry everyone but I have just not had much time to read many posts this week do to work. I currently have 158 rss feed posts I have yet to read. I will try and catch up on these as soon as possible and get back to you all.
Sorry again,
MyCanadianFinances
Every once and awhile I think ‘Did I really make the best choice not going to university?’. Trust me, I love my job, the work I do, and my career path. However, sometimes I feel as though something is missing. I have always been an ‘intelligent’ (as if you can measure a person’s intelligence off of grades) person scoring a tad over 98% in high school in my top 5 classes and having a 93% averaging all of my classes. But hey, they are only high school grades right? I also finished top in the schooling provided by my employer which was roughly 960 hours dedicated to one topic. I completed this with an average of 97.6%. I also would like to say that I have common sense as well. My current job requires it. I realize that to many of you these grades mean nothing but still, I am proud of my achievements.
I am very proud of my accomplishments but really, truly – they do not mean anything. If I would go to another employer that required a university/college diploma and said ‘Hey, check this out, I got these grades in high school and am specialized in (X) field’ they would probably laugh in my face. Or completely ignore me. I am pretty sure the latter would be less harsh. If I was in charge of hiring I would do the same thing. Why would I hire a guy with no formal education aside from high school when I can hire someone who has his undergraduate? The answer is simple – I wouldn’t.
As I am pretty sure I have stated (if not on this blog, on others) I am obsessed with numbers and finances. I would LOVE to have a degree in finances. This would allow me to potentially work in the finance field or I could even just use it for my personal knowledge. Both in my mind would be profitable. Especially considering I could potentially get this education for free or for very little money. Mind you, if I decided to venture into this route it would take me at least an extra year to start my studies. Despite this, I still think this would be the best route considering how expensive university could be especially since I would not want to go to school in Quebec.
This is a purely financial decision because if I went to school where I want to go to school (vague eh?) I would save a ton of cash because I would be able to live with my parents (extremely lame I know, but the saving of thousands of dollars is not so lame). Not only would this save me from paying a ton on rent, I would receive food for free. Well, I would be paying $200 for the both but this in my books is practically nothing compared to what I am paying now.
Mind you, this is all speculation. At the moment I have no plans to drop my current career to go to school to obtain a degree in finances. Honestly, this could also be considered a stupid movie considering my current job. I still have another year before I can even be considered for this program but I think it is much better to be prepared than to arrive confused. Who knows, maybe by then I will have made up my mind.
This all leads me to believe that I should go back to school for my personal gain. It could potentially be paid so why wouldn’t I go? Right? But if I went back to school, switched to a job in the financial field, and it turned out to be boring and disappointing. I don’t know how I would take such blow. So I think I will wait the year, apply for the program and see what happens. That is all I can do for now.
What do you all think? Should I consider this more? Or should I keep my current job?
Something you must all know about me is that I am EXTREMELY open minded. I try, and tend to, look at a situation from all or at least most perspectives. But although I can see, and understand many view points there is still always one that I lean towards.
While at work a co-worker and I were discussing how much it cost to fill our gas tanks in our car. And as always, another of my co-workers interrupted with a vicious statement saying how oil companies are: robbing us, not giving anything positive to society, and a waste of oxygen – basically(I am paraphrasing). Just to give insight, I have many views, but I am predominantly a capitalist. In short, I have no problems with companies who make billions of dollars in profit and ‘give nothing back’ (which is false in most cases, just because a company is in profit does not mean they do nothing with that money. Just sayin’. People don’t seem to get that). In my mind it is perfectly clear as to why oil is so expensive – we are willing to pay. The answer can be as simple as that, although it is not.
Gas is a necessity today. You need it to operate your car, generator, lawn mower, weed whacker (brain fart, what is this called? Whipper Snipper?), and many other items you probably have lying around your house. So unless you plan on getting rid of all of these (or live in a condo and live next to a mall where you will pay fees… which will pay for gas to mow the lawn around the condo along with a few other things) you will have to buy gas. There is no escaping it. However, you can save on gas. Go buy a fuel efficient car, don’t drive as much, or start walking. But if more people start doing this, prices will drop (due to supply and demand). This will lead to jobs being cut. Of course you won’t care because you will not be spending money on fuel. But still, there will always be people willing to buy gas at any price it would end up at – higher or lower.
But that makes me think what would happen if everyone went ‘green’. Would the prices actually lower? Or would they be raised? I could see both scenarios. The first applies the basics of supply and demand so prices would drop. But perhaps the prices would raise. Why? Think about it, if a lot of people go out and buy fuel efficient cars will the price of stay the same? I don’t believe so. I think it would shoot up. Why? Because companies are not stupid, they know that people will still buy their product. The people that need gas will be willing to pay more for it. Same thing would happen if everyone bought a huge truck. Why keep the price low? If you raise the price a tad you will make much more! People just seem to think that companies should give their products away for free. Sorry, but that will not work. Companies would not make money that way. Companies have to make a living and so does everyone that works for them. That is something many people seem to forget in their arguments about how companies ‘charge too much’. People work for these big companies. People like you and me. They need to get paid as well.
Or maybe your argument is “Oh, but MyCF I only think they should donate more money! They have so much after all!” Really? More money? So the $50,000 dollars Irving Oil (the oil company in question) donated to the Haiti disaster relief along with matching all donations collected by their employees isn’t enough? Or the $250,000 they donated to the qplex in NB. Still not enough? Those are only two examples by doing a very quick Google search. I omitted all of the scholarships, environmental projects, and healthcare charity’s they are involved in. If you want to read more about their donations head over to Irving Oil News. To get back on point, do they really need to donate more? I do not think so. ”But wait, they only donated (enter random low number here)% of their profit”. Uhhh….. Yes. Well that (enter random low number here)% is still more than you will probably ever be able to donate in your life time. No offense. They also tend to donate this (enter random low number here)% every year. It is great to do what you can, but not even a group of people would be willing/able to donate as much as a single big company that has thousands of employees. Remember that a company is still a business. And the truth is that they are there to make money and not give it away.
I have also omitted the fact that the price of oil, taking into account inflation, is roughly the same price as it was 30 years ago. And that is just one analysis I could get into. There are endless factors that determine prices for gas and oil. Conflicts, disasters, or political events are only a few examples.
At the end of the day, I think if you complain about gas prices often (we all know it sucks) you should seriously rethink owning a vehicle. One reason I love the PF blogger community is that they realize this, and either accept it or get rid of their car.
Wow. Anyways. I do not mean to insult anyone (mind you if I submitted it after the first draft it definitely would have). Nor would I like to get into a fight. I just had to rant. These are my opinions. I do agree and understand the opposite point of view. However, I feel that the above far outweigh them.
But despite all of that, I would love to hear your opinion.
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